HomeMichiganWashtenaw CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washtenaw County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Washtenaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,987 applications were decided by 187 lenders between 2023 and 2025.

Washtenaw County at a glance

187Active lenders26 with 20+ decisions
73.9%Market approval rate2,206 of 2,987 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,101 loans funded

How Washtenaw County compares

Approval rate compared
Washtenaw County73.9%Michigan71.5%All 616 counties68.2%
Typical loan compared
Washtenaw County$135KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washtenaw County, MI, 679 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Gold Star Mortgage Financial Group, Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 28% approved of 25Carrington Mortgage Services, LLC: 32% approved of 44New Day Financial, LLC: 32% approved of 22Amerisave Mortgage Corporation: 32% approved of 134Lakeview Loan Servicing, LLC: 38% approved of 24Newrez LLC: 52% approved of 111Loandepot.Com, LLC: 55% approved of 71Freedom Mortgage Corporation: 71% approved of 42Pennymac Loan Services, LLC: 71% approved of 28Flagstar Bank, National Association: 72% approved of 74Lake Trust Credit Union: 76% approved of 37Nationstar Mortgage LLC: 76% approved of 66The Huntington National Bank: 79% approved of 183United Wholesale Mortgage, LLC: 79% approved of 217Credit Union One: 80% approved of 49JPMorgan Chase Bank, National Association: 80% approved of 41Rocket Mortgage, LLC: 82% approved of 844ORSA credit union: 83% approved of 36First Merchants Bank: 85% approved of 26University of Michigan Credit Union: 86% approved of 90Vibe Credit Union: 95% approved of 21Mortgage Center L.C.: 95% approved of 22Staunton Financial, Inc.: 96% approved of 25Crosscountry Mortgage, LLC: 96% approved of 26Gold Star Mortgage Financial Group, Corporation: 97% approved of 35Dfcu Financial: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washtenaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%695 / 84498%$125K679
2United Wholesale Mortgage, LLCBroker only79%172 / 21797%$235K167
3The Huntington National Bank79%144 / 18393%$145K134
4Amerisave Mortgage Corporation32%43 / 134100%$85K43
5Newrez LLC52%58 / 11198%$95K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 182 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Washtenaw County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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