HomeMichiganMuskegon CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Muskegon County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Muskegon County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,090 applications were decided by 131 lenders between 2023 and 2025.

Muskegon County at a glance

131Active lenders18 with 20+ decisions
79.8%Market approval rate1,667 of 2,090 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,556 loans funded

How Muskegon County compares

Approval rate compared
Muskegon County79.8%Michigan78.1%All 616 counties76.5%
Typical loan compared
Muskegon County$105KMichigan$145KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Muskegon County, MI, 203 of them.

Van Dyk Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 61.

The typical mortgage refinance here is $105K, 28% smaller than the Michigan typical of $145K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 42% approved of 24Newrez LLC: 59% approved of 22Independent Bank: 60% approved of 20Comerica Bank: 61% approved of 57ChoiceOne Bank: 63% approved of 71The Huntington National Bank: 67% approved of 137Royal United Mortgage LLC: 68% approved of 25Consumers Credit Union: 79% approved of 169Rocket Mortgage, LLC: 79% approved of 119PNC Bank, National Association: 79% approved of 100Fifth Third Bank, National Association: 83% approved of 252Lake Michigan Credit Union: 87% approved of 244United Wholesale Mortgage, LLC: 87% approved of 167T2 Financial LLC: 91% approved of 22Freedom Mortgage Corporation: 94% approved of 71Mortgage 1 Incorporated: 95% approved of 66Pennymac Loan Services, LLC: 98% approved of 40Van Dyk Mortgage Corporation: 100% approved of 61

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Muskegon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association83%208 / 25298%$105K203
2Lake Michigan Credit Union87%213 / 24495%$95K202
3Consumers Credit Union79%133 / 169100%$65K133
4United Wholesale Mortgage, LLCBroker only87%146 / 16797%$255K141
5The Huntington National Bank67%92 / 13797%$105K89

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 126 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Muskegon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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