HomeMichiganMuskegon CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Muskegon County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Muskegon County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,553 applications were decided by 148 lenders between 2023 and 2025.

Muskegon County at a glance

148Active lenders23 with 20+ decisions
72.0%Market approval rate1,838 of 2,553 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,745 loans funded

How Muskegon County compares

Approval rate compared
Muskegon County72.0%Michigan71.5%All 616 counties68.2%
Typical loan compared
Muskegon County$135KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Muskegon County, MI, 449 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Van Dyk Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 11% approved of 35Amerisave Mortgage Corporation: 31% approved of 121New Day Financial, LLC: 38% approved of 45New American Funding, LLC: 41% approved of 22Lakeview Loan Servicing, LLC: 43% approved of 30Newrez LLC: 45% approved of 65Carrington Mortgage Services, LLC: 51% approved of 92Pennymac Loan Services, LLC: 69% approved of 36Fifth Third Bank, National Association: 73% approved of 113Loandepot.Com, LLC: 74% approved of 62Nationstar Mortgage LLC: 74% approved of 35Freedom Mortgage Corporation: 74% approved of 47United Wholesale Mortgage, LLC: 78% approved of 146Lake Michigan Credit Union: 79% approved of 72Rocket Mortgage, LLC: 80% approved of 568GoodLeap, LLC: 81% approved of 27AAC Credit Union: 83% approved of 23ChoiceOne Bank: 84% approved of 45The Huntington National Bank: 86% approved of 195Mortgage 1 Incorporated: 91% approved of 77Towne Mortgage Company: 95% approved of 94Mms Mortgage Services, Ltd.: 98% approved of 40Van Dyk Mortgage Corporation: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Muskegon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%455 / 56899%$135K449
2The Huntington National Bank86%167 / 19595%$105K159
3United Wholesale Mortgage, LLCBroker only78%114 / 14697%$195K111
4Amerisave Mortgage Corporation31%38 / 121100%$75K38
5Fifth Third Bank, National Association73%82 / 11399%$135K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 143 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Muskegon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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