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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Berrien County, Michigan

Fat Boy Data analyzed investment property refinance activity in Berrien County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 155 applications were decided by 67 lenders between 2023 and 2025.

Berrien County at a glance

67Active lenders0 with 20+ decisions
72.3%Market approval rate112 of 155 decided
$285KTypical loanmedian lender, $10K brackets
96%Borrower take-up108 loans funded

How Berrien County compares

Approval rate compared
Berrien County72.3%Michigan74.5%All 616 counties77.7%
Typical loan compared
Berrien County$285KMichigan$115KAll 616 counties$235K

What the data shows

Horizon Bank made the most investment property refinances in Berrien County, MI, 10 of them.

The typical investment property refinance here is $285K, 148% larger than the Michigan typical of $115K.

Investment property refinance lenders in Berrien County

LenderApprovalApprovedTaken upTypical loanLoans made
1Horizon BankLimited sample67%10 / 15100%$335K10
2Fifth Third Bank, National AssociationLimited sample9%1 / 11100%$165K1
3Kiavi Funding, Inc.Limited sample50%5 / 10100%$175K5
4Guaranteed Rate, Inc.Limited sample100%9 / 9100%$775K9
5United Federal Credit UnionLimited sample75%6 / 883%$55K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 62 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Berrien County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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