HomeMassachusettsEssex CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Essex County, Massachusetts

Fat Boy Data analyzed investment cash-out refinance activity in Essex County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 600 applications were decided by 147 lenders between 2023 and 2025.

Essex County at a glance

147Active lenders4 with 20+ decisions
73.2%Market approval rate439 of 600 decided
$455KTypical loanmedian lender, $10K brackets
94%Borrower take-up414 loans funded

How Essex County compares

Approval rate compared
Essex County73.2%Massachusetts74.9%All 616 counties73.1%
Typical loan compared
Essex County$455KMassachusetts$385KAll 616 counties$205K

What the data shows

Guaranteed Rate, Inc. made the most investment cash-out refinances in Essex County, MA, 29 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical investment cash-out refinance here is $455K, 18% larger than the Massachusetts typical of $385K.

Investment property cash-out lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.81%29 / 36100%$455K29
2Crosscountry Mortgage, LLC100%26 / 26100%$485K26
3Homexpress Mortgage Corp.Broker only62%16 / 26100%$625K16
4United Wholesale Mortgage, LLCBroker only65%15 / 23100%$305K15
5Rocket Mortgage, LLCLimited sample58%11 / 1991%$345K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 142 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Essex County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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