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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Wicomico County, Maryland

Fat Boy Data analyzed home improvement loan activity in Wicomico County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 769 applications were decided by 64 lenders between 2023 and 2025.

Wicomico County at a glance

64Active lenders9 with 20+ decisions
49.5%Market approval rate381 of 769 decided
$65KTypical loanmedian lender, $10K brackets
91%Borrower take-up347 loans funded

How Wicomico County compares

Approval rate compared
Wicomico County49.5%Maryland56.0%All 616 counties62.7%
Typical loan compared
Wicomico County$65KMaryland$85KAll 616 counties$75K

What the data shows

Manufacturers and Traders Trust Company made the most home improvement loans in Wicomico County, MD, 61 of them.

The Farmers Bank of Willards approved the highest share of applications among lenders with at least 20 decisions here, 91% of 23.

Lenders approved 49.5% of home improvement loan applications in Wicomico County, MD, 6.5 percentage points below the Maryland rate of 56.0%.

The typical home improvement loan here is $65K, 24% smaller than the Maryland typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 14% approved of 29State Employees Credit Union of Maryland, Incorporated: 34% approved of 80Bank of America, National Association: 34% approved of 85Spring Eq, LLC: 36% approved of 28Truist Bank: 47% approved of 58Manufacturers and Traders Trust Company: 50% approved of 137PNC Bank, National Association: 56% approved of 101Navy Federal Credit Union: 69% approved of 39The Farmers Bank of Willards: 91% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Wicomico County

LenderApprovalApprovedTaken upTypical loanLoans made
1Manufacturers and Traders Trust Company50%69 / 13788%$65K61
2PNC Bank, National Association56%57 / 101100%$75K57
3Bank of America, National Association34%29 / 8593%$55K27
4State Employees Credit Union of Maryland, Incorporated34%27 / 8089%$65K24
5Truist Bank47%27 / 5881%$55K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 59 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Wicomico County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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