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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wicomico County, Maryland

Fat Boy Data analyzed cash-out refinance activity in Wicomico County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,213 applications were decided by 105 lenders between 2023 and 2025.

Wicomico County at a glance

105Active lenders14 with 20+ decisions
66.9%Market approval rate811 of 1,213 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up764 loans funded

How Wicomico County compares

Approval rate compared
Wicomico County66.9%Maryland65.4%All 616 counties68.2%
Typical loan compared
Wicomico County$155KMaryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Wicomico County, MD, 239 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 35.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 5% approved of 21Lakeview Loan Servicing, LLC: 15% approved of 20Amerisave Mortgage Corporation: 35% approved of 79Loandepot.Com, LLC: 47% approved of 38Carrington Mortgage Services, LLC: 48% approved of 40New Day Financial, LLC: 48% approved of 33Newrez LLC: 51% approved of 35United Wholesale Mortgage, LLC: 61% approved of 49Pennymac Loan Services, LLC: 71% approved of 45Freedom Mortgage Corporation: 72% approved of 40Nationstar Mortgage LLC: 80% approved of 20Rocket Mortgage, LLC: 82% approved of 300State Employees Credit Union of Maryland, Incorporated: 86% approved of 91Movement Mortgage, LLC: 94% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Wicomico County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%245 / 30098%$155K239
2State Employees Credit Union of Maryland, Incorporated86%78 / 9195%$115K74
3Amerisave Mortgage Corporation35%28 / 7996%$95K27
4United Wholesale Mortgage, LLCBroker only61%30 / 4997%$205K29
5Pennymac Loan Services, LLC71%32 / 4594%$135K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 100 more lenders.

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