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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Montgomery County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in Montgomery County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 26,540 applications were decided by 496 lenders between 2023 and 2025.

Montgomery County at a glance

496Active lenders152 with 20+ decisions
91.9%Market approval rate24,395 of 26,540 decided
$505KTypical loanmedian lender, $10K brackets
98%Borrower take-up23,852 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County91.9%Maryland89.2%All 616 counties87.6%
Typical loan compared
Montgomery County$505KMaryland$405KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Montgomery County, MD, 1,163 of them.

Draper and Kramer Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 132.

The typical home purchase mortgage here is $505K, 25% larger than the Maryland typical of $405K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 59% approved of 147Bank of America, National Association: 76% approved of 593Pennymac Loan Services, LLC: 80% approved of 310NVR Mortgage Finance, Inc.: 82% approved of 306PNC Bank, National Association: 83% approved of 164Navy Federal Credit Union: 84% approved of 497First National Bank of Pennsylvania: 84% approved of 302Freedom Mortgage Corporation: 85% approved of 129Citizens Bank, National Association: 86% approved of 203Wells Fargo Bank, National Association: 86% approved of 302TD Bank, National Association: 86% approved of 196Fulton Bank, National Association: 87% approved of 172First National Bank of America: 87% approved of 132U.S. Bank National Association: 88% approved of 192Toll Brothers Mortgage Company: 88% approved of 154Loandepot.Com, LLC: 89% approved of 125City Lending Inc.: 89% approved of 109United Wholesale Mortgage, LLC: 89% approved of 1,211Ameris Bank: 90% approved of 164Rocket Mortgage, LLC: 90% approved of 1,309Lower, LLC: 91% approved of 233Pulte Mortgage LLC: 92% approved of 322Newrez LLC: 92% approved of 191Citibank, National Association: 92% approved of 406Truist Bank: 93% approved of 1,090Sandy Spring Bank: 93% approved of 319Mortgage Research Center, LLC: 93% approved of 198Primelending, A Plainscapital Company: 94% approved of 109JPMorgan Chase Bank, National Association: 94% approved of 638State Employees Credit Union of Maryland, Incorporated: 94% approved of 163Atlantic Union Bank: 94% approved of 151Provident Funding Associates, L.P.: 94% approved of 179Manufacturers and Traders Trust Company: 94% approved of 453Mortgage Access Corp.: 94% approved of 109Movement Mortgage, LLC: 95% approved of 228Homespire Mortgage Corporation: 95% approved of 264The Mortgage Link, Inc.: 96% approved of 204Presidential Bank, FSB: 96% approved of 162Embrace Home Loans, Inc.: 96% approved of 508United Bank: 96% approved of 167United Nations Federal Credit Union: 96% approved of 140George Mason Mortgage, LLC: 96% approved of 169Nfm, Inc.: 96% approved of 283T2 Financial LLC: 96% approved of 114First Home Mortgage Corporation: 97% approved of 980Prosperity Home Mortgage, LLC: 97% approved of 997Cmg Mortgage, Inc.: 97% approved of 182Bay Equity LLC: 97% approved of 449Guaranteed Rate, Inc.: 97% approved of 302First Heritage Mortgage, LLC: 97% approved of 545Fairway Independent Mortgage Corporation: 98% approved of 286TowneBank: 98% approved of 625Vellum Mortgage, Inc.: 98% approved of 339Morgan Stanley Private Bank, National Association: 98% approved of 174Intercoastal Mortgage, LLC: 98% approved of 239Bank-Fund Staff Federal Credit Union: 98% approved of 317Atlantic Coast Mortgage, LLC: 98% approved of 383Crosscountry Mortgage, LLC: 99% approved of 351First Savings Mortgage Corporation: 99% approved of 656Draper and Kramer Mortgage Corp.: 100% approved of 132

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC90%1,175 / 1,30999%$465K1,163
2United Wholesale Mortgage, LLCBroker only89%1,079 / 1,21199%$465K1,066
3Truist Bank93%1,009 / 1,09099%$605K1,001
4Prosperity Home Mortgage, LLC97%964 / 997100%$515K961
5First Home Mortgage Corporation97%946 / 98099%$435K941

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 491 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

All lending in Montgomery CountyCounty overviewMortgage lenders across MarylandStatewideFrederick CountyNearby countyHoward CountyNearby countyPrince George's CountyNearby county