HomeMarylandMontgomery CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Montgomery County, Maryland

Fat Boy Data analyzed investment cash-out refinance activity in Montgomery County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 599 applications were decided by 141 lenders between 2023 and 2025.

Montgomery County at a glance

141Active lenders6 with 20+ decisions
63.1%Market approval rate378 of 599 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up352 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County63.1%Maryland70.4%All 616 counties73.1%
Typical loan compared
Montgomery County$255KMaryland$155KAll 616 counties$205K

What the data shows

Bank-Fund Staff Federal Credit Union made the most investment cash-out refinances in Montgomery County, MD, 23 of them.

Bank-Fund Staff Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 73% of 33.

Lenders approved 63.1% of investment cash-out refinance applications in Montgomery County, MD, 7.3 percentage points below the Maryland rate of 70.4%.

The typical investment cash-out refinance here is $255K, 65% larger than the Maryland typical of $155K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 30% approved of 37Rocket Mortgage, LLC: 58% approved of 36Homexpress Mortgage Corp.: 60% approved of 20United Wholesale Mortgage, LLC: 71% approved of 49Bank-Fund Staff Federal Credit Union: 73% approved of 33Ocmbc, Inc.: 83% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%35 / 49100%$245K35
2Amerisave Mortgage Corporation30%11 / 37100%$175K11
3Rocket Mortgage, LLC58%21 / 36100%$295K21
4Ocmbc, Inc.Broker only83%29 / 3576%$255K22
5Bank-Fund Staff Federal Credit Union73%24 / 3396%$255K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 136 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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