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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Charles County, Maryland

Fat Boy Data analyzed investment property refinance activity in Charles County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 74 applications were decided by 44 lenders between 2023 and 2025.

Charles County at a glance

44Active lenders0 with 20+ decisions
67.6%Market approval rate50 of 74 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up47 loans funded

How Charles County compares

Approval rate compared
Charles County67.6%Maryland72.9%All 616 counties77.7%
Typical loan compared
Charles County$205KMaryland$165KAll 616 counties$235K

What the data shows

Shore United Bank, National Association made the most investment property refinances in Charles County, MD, 6 of them.

Lenders approved 67.6% of investment property refinance applications in Charles County, MD, 5.3 percentage points below the Maryland rate of 72.9%.

The typical investment property refinance here is $205K, 24% larger than the Maryland typical of $165K.

Investment property refinance lenders in Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Shore United Bank, National AssociationLimited sample86%6 / 7100%$155K6
2Kiavi Funding, Inc.Limited sample43%3 / 7100%$205K3
3Rocket Mortgage, LLCLimited sample40%2 / 5100%$255K2
4Navy Federal Credit UnionLimited sample20%1 / 5100%$165K1
5Truist BankLimited sample33%1 / 3100%$105K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 39 more lenders.

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