Lender profile · HMDA 2023–2025
Shore United Bank, National Association mortgage approval rates & lending data
Shore United Bank, National Association decided 2,651 mortgage applications and funded 2,313 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,442 / 1,533 | 100% | $395K | 1,438 |
| Home improvement loans | 74% | 353 / 477 | 99% | $105K | 350 |
| Cash-out refinance | 70% | 35 / 50 | 97% | $285K | 34 |
| Refinance | 78% | 183 / 234 | 99% | $155K | 181 |
| Investment property purchase | 93% | 264 / 284 | 100% | $435K | 263 |
| Investment refinance | 71% | 22 / 31 | 100% | $185K | 22 |
| Investment home improvement | 56% | 19 / 34 | 100% | $165K | 19 |
Shore United Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 88% | $395K | 1,777 | 1,558 |
| Delaware | 86% | $395K | 570 | 486 |
| Virginia | 88% | $1.46M | 152 | 134 |
| Pennsylvania | 85% | $285K | 62 | 53 |
| West Virginia | 96% | $325K | 24 | 23 |
| District of Columbia | 91% | $445K | 22 | 20 |
| Florida | 89% | $405K | 19 | 17 |
| North Carolina | 86% | $255K | 7 | 6 |
| South Carolina | 80% | $205K | 5 | 4 |
| New Jersey | 75% | $275K | 4 | 3 |
| Texas | 100% | $385K | 3 | 3 |
| Tennessee | 100% | $205K | 2 | 2 |
| Georgia | 100% | $115K | 1 | 1 |
| Minnesota | 100% | $335K | 1 | 1 |
| New York | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.