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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Rapides Parish, Louisiana

Fat Boy Data analyzed investment property refinance activity in Rapides Parish, Louisiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 318 applications were decided by 21 lenders between 2023 and 2025.

Rapides Parish at a glance

21Active lenders5 with 20+ decisions
96.2%Market approval rate306 of 318 decided
$75KTypical loanmedian lender, $10K brackets
98%Borrower take-up300 loans funded

How Rapides Parish compares

Approval rate compared
Rapides Parish96.2%Louisiana91.0%All 616 counties77.7%
Typical loan compared
Rapides Parish$75KLouisiana$95KAll 616 counties$235K

What the data shows

Southern Heritage Bank made the most investment property refinances in Rapides Parish, LA, 95 of them.

That is 32% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

The Evangeline Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 58.

Lenders approved 96.2% of investment property refinance applications in Rapides Parish, LA, 5.3 percentage points above the Louisiana rate of 91.0%.

The typical investment property refinance here is $75K, 21% smaller than the Louisiana typical of $95K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Red River Bank: 94% approved of 49Cadence Bank: 95% approved of 22Southern Heritage Bank: 99% approved of 96The Evangeline Bank & Trust Company: 100% approved of 58Colfax Banking Company: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Rapides Parish

LenderApprovalApprovedTaken upTypical loanLoans made
1Southern Heritage Bank99%95 / 96100%$105K95
2The Evangeline Bank & Trust Company100%58 / 5898%$55K57
3Red River Bank94%46 / 4993%$75K43
4Colfax Banking Company100%24 / 24100%$105K24
5Cadence Bank95%21 / 22100%$65K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 16 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Rapides Parish. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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