Lender profile · HMDA 2023–2025
Red River Bank mortgage approval rates & lending data
Red River Bank decided 2,521 mortgage applications and funded 2,116 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 1,414 / 1,655 | 99% | $215K | 1,394 |
| Home improvement loans | 79% | 125 / 159 | 93% | $35K | 116 |
| Cash-out refinance | 60% | 30 / 50 | 100% | $165K | 30 |
| Refinance | 84% | 211 / 250 | 100% | $75K | 211 |
| Investment property purchase | 94% | 219 / 233 | 97% | $125K | 212 |
| Investment refinance | 95% | 142 / 149 | 95% | $85K | 135 |
Red River Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 85% | $215K | 2,437 | 2,036 |
| Texas | 97% | $465K | 30 | 28 |
| Florida | 100% | $365K | 12 | 12 |
| Alabama | 100% | $645K | 8 | 8 |
| Mississippi | 100% | $295K | 7 | 7 |
| Virginia | 100% | $415K | 7 | 7 |
| Colorado | 100% | $475K | 3 | 3 |
| New York | 100% | $35K | 3 | 3 |
| Tennessee | 100% | $295K | 3 | 3 |
| North Carolina | 100% | $265K | 2 | 2 |
| Arkansas | 100% | $165K | 1 | 1 |
| California | 100% | $895K | 1 | 1 |
| Delaware | 100% | $335K | 1 | 1 |
| Georgia | 0% | — | 1 | 0 |
| Illinois | 100% | $795K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.