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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Livingston Parish, Louisiana

Fat Boy Data analyzed home improvement loan activity in Livingston Parish, Louisiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 600 applications were decided by 52 lenders between 2023 and 2025.

Livingston Parish at a glance

52Active lenders9 with 20+ decisions
54.3%Market approval rate326 of 600 decided
$65KTypical loanmedian lender, $10K brackets
82%Borrower take-up267 loans funded

How Livingston Parish compares

Approval rate compared
Livingston Parish54.3%Louisiana56.1%All 616 counties62.7%
Typical loan compared
Livingston Parish$65KLouisiana$75KAll 616 counties$75K

What the data shows

Hancock Whitney Bank made the most home improvement loans in Livingston Parish, LA, 90 of them.

That is 34% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Hancock Whitney Bank approved the highest share of applications among lenders with at least 20 decisions here, 70% of 144.

The typical home improvement loan here is $65K, 13% smaller than the Louisiana typical of $75K.

Only 1 lender here typically writes at or below $35K: Navy Federal Credit Union.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 4% approved of 23Spring Eq, LLC: 22% approved of 27Bank of America, National Association: 23% approved of 26Regions Bank: 37% approved of 62Neighbors Federal Credit Union: 43% approved of 81Navy Federal Credit Union: 48% approved of 21First Horizon Bank: 64% approved of 22Hancock Whitney Bank: 70% approved of 144Gmfs LLC: 80% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Livingston Parish

LenderApprovalApprovedTaken upTypical loanLoans made
1Hancock Whitney Bank70%101 / 14489%$65K90
2Neighbors Federal Credit Union43%35 / 81100%$55K35
3Regions Bank37%23 / 6283%$55K19
4Spring Eq, LLC22%6 / 27100%$55K6
5Bank of America, National Association23%6 / 26100%$105K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 47 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Livingston Parish. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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