Lender profile · HMDA 2023–2025
Wright Patman Congressional Federal Credit Union mortgage approval rates & lending data
Wright Patman Congressional Federal Credit Union decided 1,374 mortgage applications and funded 1,118 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 211 / 237 | 96% | $465K | 203 |
| Home improvement loans | 88% | 98 / 112 | 98% | $85K | 96 |
| Cash-out refinance | 83% | 716 / 867 | 97% | $125K | 696 |
| Refinance | 73% | 33 / 45 | 97% | $405K | 32 |
| Investment property purchase | 96% | 27 / 28 | 93% | $255K | 25 |
| Investment cash-out refinance | 76% | 50 / 66 | 98% | $105K | 49 |
Wright Patman Congressional Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 81% | $85K | 380 | 296 |
| Virginia | 88% | $155K | 357 | 309 |
| District of Columbia | 84% | $165K | 184 | 148 |
| Florida | 75% | $155K | 60 | 44 |
| California | 85% | $105K | 54 | 43 |
| North Carolina | 92% | $85K | 36 | 33 |
| Pennsylvania | 79% | $55K | 29 | 22 |
| Georgia | 71% | $55K | 24 | 17 |
| New Jersey | 91% | $105K | 22 | 20 |
| New York | 71% | $105K | 17 | 12 |
| South Carolina | 81% | $75K | 16 | 12 |
| Texas | 94% | $225K | 16 | 15 |
| Illinois | 67% | $195K | 15 | 9 |
| Colorado | 93% | $205K | 14 | 13 |
| Massachusetts | 85% | $455K | 13 | 11 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.