Lender profile · HMDA 2023–2025
Willamette Valley Bank mortgage approval rates & lending data
Willamette Valley Bank decided 2,096 mortgage applications and funded 1,853 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,449 / 1,523 | 99% | $405K | 1,435 |
| Cash-out refinance | 64% | 183 / 285 | 97% | $295K | 178 |
| Refinance | 80% | 74 / 92 | 100% | $415K | 74 |
| Investment property purchase | 93% | 112 / 120 | 99% | $335K | 111 |
| Investment cash-out refinance | 75% | 27 / 36 | 100% | $215K | 27 |
Willamette Valley Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Idaho | 93% | $405K | 1,097 | 1,005 |
| Oregon | 89% | $345K | 523 | 465 |
| Washington | 89% | $345K | 236 | 211 |
| Florida | 62% | $305K | 32 | 19 |
| Arizona | 74% | $335K | 23 | 17 |
| California | 82% | $335K | 17 | 14 |
| Texas | 81% | $255K | 16 | 13 |
| Pennsylvania | 70% | $125K | 10 | 7 |
| Georgia | 44% | $235K | 9 | 4 |
| North Carolina | 78% | $255K | 9 | 7 |
| Tennessee | 78% | $595K | 9 | 7 |
| Alabama | 62% | $145K | 8 | 5 |
| Colorado | 88% | $505K | 8 | 6 |
| Montana | 57% | $515K | 7 | 4 |
| Ohio | 100% | $155K | 7 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.