Lender profile · HMDA 2023–2025
Watermark Capital, Inc. mortgage approval rates & lending data
Watermark Capital, Inc. decided 2,282 mortgage applications and funded 1,906 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,193 / 1,232 | 89% | $495K | 1,067 |
| Home improvement loans | 94% | 29 / 31 | 83% | $305K | 24 |
| Cash-out refinance | 92% | 205 / 222 | 84% | $405K | 173 |
| Refinance | 96% | 352 / 366 | 87% | $555K | 306 |
| Investment property purchase | 92% | 220 / 240 | 86% | $305K | 190 |
| Investment cash-out refinance | 89% | 81 / 91 | 78% | $375K | 63 |
| Investment refinance | 95% | 82 / 86 | 89% | $435K | 73 |
Watermark Capital, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 95% | $645K | 881 | 727 |
| Texas | 97% | $485K | 483 | 423 |
| Maryland | 95% | $375K | 171 | 146 |
| Arizona | 98% | $415K | 93 | 83 |
| Nevada | 91% | $375K | 75 | 58 |
| Florida | 86% | $415K | 73 | 50 |
| Virginia | 98% | $615K | 58 | 51 |
| Washington | 95% | $475K | 58 | 50 |
| North Carolina | 96% | $385K | 46 | 36 |
| District of Columbia | 85% | $565K | 39 | 29 |
| Massachusetts | 100% | $385K | 33 | 28 |
| Oregon | 100% | $495K | 28 | 25 |
| Georgia | 96% | $465K | 26 | 20 |
| Utah | 96% | $505K | 24 | 19 |
| Pennsylvania | 100% | $255K | 22 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.