Lender profile · HMDA 2023–2025
Victorian Finance, LLC mortgage approval rates & lending data
Victorian Finance, LLC decided 2,485 mortgage applications and funded 2,397 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,120 / 2,187 | 100% | $225K | 2,120 |
| Cash-out refinance | 95% | 57 / 60 | 93% | $205K | 53 |
| Refinance | 97% | 60 / 62 | 85% | $305K | 51 |
| Investment property purchase | 99% | 136 / 138 | 100% | $135K | 136 |
Victorian Finance, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 99% | $225K | 1,585 | 1,559 |
| Alabama | 88% | $255K | 260 | 228 |
| West Virginia | 97% | $165K | 237 | 231 |
| North Carolina | 99% | $235K | 136 | 133 |
| Texas | 98% | $295K | 83 | 81 |
| Florida | 94% | $355K | 68 | 61 |
| South Carolina | 95% | $235K | 22 | 21 |
| Ohio | 100% | $125K | 19 | 19 |
| Georgia | 92% | $365K | 13 | 12 |
| Virginia | 100% | $315K | 11 | 5 |
| Louisiana | 86% | $115K | 7 | 6 |
| Tennessee | 100% | $205K | 7 | 7 |
| Arizona | 100% | $375K | 6 | 6 |
| California | 100% | $345K | 6 | 6 |
| Maryland | 75% | $135K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.