Lender profile · HMDA 2023–2025
Valley West Corporation mortgage approval rates & lending data
Valley West Corporation decided 1,278 mortgage applications and funded 796 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 242 / 247 | 90% | $385K | 218 |
| Cash-out refinance | 83% | 39 / 47 | 85% | $265K | 33 |
| Refinance | 89% | 788 / 887 | 59% | $425K | 467 |
| Investment property purchase | 96% | 71 / 74 | 87% | $275K | 62 |
Valley West Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nevada | 94% | $385K | 284 | 230 |
| Texas | 90% | $365K | 192 | 113 |
| California | 84% | $445K | 100 | 46 |
| Florida | 92% | $175K | 92 | 46 |
| Arizona | 89% | $405K | 81 | 51 |
| North Carolina | 89% | $415K | 74 | 46 |
| Maryland | 83% | $545K | 47 | 26 |
| Virginia | 91% | $385K | 44 | 20 |
| New Jersey | 85% | $455K | 39 | 19 |
| Tennessee | 86% | $395K | 37 | 24 |
| Georgia | 91% | $355K | 34 | 22 |
| Washington | 100% | $455K | 32 | 15 |
| Oregon | 82% | $435K | 28 | 17 |
| Colorado | 84% | $535K | 25 | 14 |
| Utah | 92% | $395K | 24 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.