Lender profile · HMDA 2023–2025
United States Senate Federal Credit Union mortgage approval rates & lending data
United States Senate Federal Credit Union decided 1,007 mortgage applications and funded 742 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 90% | 701 / 779 | 84% | $115K | 587 |
| Refinance | 84% | 153 / 183 | 88% | $155K | 134 |
United States Senate Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $125K | 201 | 160 |
| Virginia | 95% | $105K | 164 | 131 |
| Maryland | 82% | $75K | 158 | 105 |
| District of Columbia | 87% | $115K | 89 | 59 |
| Florida | 86% | $135K | 64 | 47 |
| North Carolina | 86% | $155K | 36 | 27 |
| Arizona | 94% | $105K | 35 | 29 |
| New Jersey | 83% | $135K | 30 | 21 |
| Georgia | 84% | $145K | 25 | 19 |
| Pennsylvania | 92% | $45K | 25 | 18 |
| Nevada | 67% | $75K | 21 | 13 |
| Washington | 80% | $105K | 15 | 7 |
| New York | 77% | $55K | 13 | 8 |
| South Carolina | 100% | $105K | 12 | 10 |
| Ohio | 90% | $105K | 10 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.