Lender profile · HMDA 2023–2025
Toyota Financial Savings Bank mortgage approval rates & lending data
Toyota Financial Savings Bank decided 784 mortgage applications and funded 738 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 493 / 517 | 100% | $465K | 493 |
| Cash-out refinance | 83% | 48 / 58 | 100% | $585K | 48 |
| Refinance | 92% | 23 / 25 | 96% | $535K | 22 |
| Investment property purchase | 96% | 126 / 131 | 100% | $655K | 126 |
| Investment cash-out refinance | 91% | 40 / 44 | 100% | $495K | 40 |
Toyota Financial Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $465K | 182 | 171 |
| California | 96% | $1.05M | 93 | 89 |
| North Carolina | 96% | $315K | 85 | 82 |
| Florida | 90% | $655K | 41 | 37 |
| Arizona | 97% | $735K | 35 | 34 |
| Illinois | 93% | $375K | 27 | 25 |
| New Jersey | 96% | $545K | 25 | 24 |
| New York | 95% | $395K | 21 | 20 |
| Ohio | 95% | $315K | 21 | 20 |
| Massachusetts | 85% | $475K | 20 | 17 |
| Tennessee | 95% | $415K | 20 | 19 |
| Washington | 100% | $515K | 19 | 19 |
| Georgia | 100% | $495K | 17 | 17 |
| Indiana | 100% | $375K | 14 | 14 |
| Virginia | 93% | $525K | 14 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.