Lender profile · HMDA 2023–2025
Tidewater Mortgage Services, Inc. mortgage approval rates & lending data
Tidewater Mortgage Services, Inc. decided 4,009 mortgage applications and funded 3,768 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 3,357 / 3,550 | 100% | $285K | 3,350 |
| Home improvement loans | 99% | 68 / 69 | 100% | $265K | 68 |
| Cash-out refinance | 81% | 46 / 57 | 93% | $235K | 43 |
| Refinance | 92% | 65 / 71 | 100% | $325K | 65 |
| Investment property purchase | 94% | 216 / 231 | 100% | $225K | 216 |
Tidewater Mortgage Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 95% | $335K | 1,466 | 1,396 |
| South Carolina | 96% | $265K | 604 | 580 |
| Pennsylvania | 96% | $245K | 554 | 528 |
| Delaware | 91% | $295K | 491 | 447 |
| Florida | 91% | $215K | 379 | 342 |
| North Carolina | 93% | $255K | 254 | 235 |
| New Jersey | 97% | $455K | 120 | 116 |
| Maryland | 83% | $285K | 100 | 83 |
| West Virginia | 100% | $265K | 21 | 21 |
| Georgia | 100% | $405K | 9 | 9 |
| District of Columbia | 100% | $555K | 5 | 5 |
| Tennessee | 100% | $345K | 5 | 5 |
| Ohio | 100% | $165K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.