Lender profile · HMDA 2023–2025
The Poca Valley Bank, Inc. mortgage approval rates & lending data
The Poca Valley Bank, Inc. decided 387 mortgage applications and funded 330 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 203 / 228 | 99% | $145K | 201 |
| Cash-out refinance | 79% | 45 / 57 | 98% | $85K | 44 |
| Investment property purchase | 91% | 50 / 55 | 96% | $95K | 48 |
The Poca Valley Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| West Virginia | 87% | $145K | 382 | 326 |
| Ohio | 50% | $125K | 2 | 1 |
| Pennsylvania | 100% | $295K | 2 | 2 |
| North Carolina | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.