Lender profile · HMDA 2023–2025
The Mortgage Link, Inc. mortgage approval rates & lending data
The Mortgage Link, Inc. decided 5,780 mortgage applications and funded 5,241 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 4,889 / 4,993 | 93% | $275K | 4,560 |
| Cash-out refinance | 97% | 203 / 210 | 91% | $215K | 184 |
| Refinance | 98% | 276 / 283 | 90% | $265K | 248 |
| Investment property purchase | 97% | 193 / 198 | 92% | $145K | 178 |
| Investment cash-out refinance | 98% | 47 / 48 | 85% | $105K | 40 |
The Mortgage Link, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $315K | 2,047 | 1,866 |
| Michigan | 98% | $175K | 1,375 | 1,272 |
| Oklahoma | 99% | $225K | 991 | 912 |
| Maryland | 96% | $405K | 713 | 628 |
| Arizona | 93% | $355K | 178 | 148 |
| Illinois | 95% | $275K | 151 | 129 |
| Florida | 99% | $335K | 78 | 71 |
| Pennsylvania | 98% | $285K | 53 | 47 |
| Virginia | 98% | $455K | 46 | 41 |
| Louisiana | 100% | $205K | 21 | 17 |
| District of Columbia | 94% | $615K | 16 | 13 |
| Alabama | 86% | $225K | 14 | 11 |
| North Carolina | 100% | $595K | 12 | 12 |
| Delaware | 100% | $365K | 11 | 9 |
| Tennessee | 100% | $405K | 11 | 11 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.