Lender profile · HMDA 2023–2025
The Mortgage Firm, Inc. mortgage approval rates & lending data
The Mortgage Firm, Inc. decided 11,274 mortgage applications and funded 10,352 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 9,292 / 9,629 | 96% | $285K | 8,876 |
| Cash-out refinance | 96% | 487 / 506 | 94% | $255K | 458 |
| Refinance | 96% | 157 / 163 | 94% | $325K | 148 |
| Investment property purchase | 95% | 806 / 850 | 95% | $235K | 763 |
| Investment cash-out refinance | 92% | 92 / 100 | 95% | $215K | 87 |
The Mortgage Firm, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 96% | $285K | 10,195 | 9,379 |
| Louisiana | 97% | $265K | 480 | 432 |
| Alabama | 91% | $245K | 214 | 191 |
| Georgia | 94% | $305K | 122 | 109 |
| Tennessee | 98% | $295K | 89 | 86 |
| Texas | 96% | $255K | 50 | 47 |
| North Carolina | 89% | $255K | 37 | 29 |
| Indiana | 100% | $255K | 20 | 18 |
| South Carolina | 92% | $275K | 13 | 11 |
| Virginia | 100% | $335K | 12 | 12 |
| Maryland | 100% | $405K | 7 | 7 |
| Colorado | 100% | $265K | 6 | 5 |
| Ohio | 83% | $175K | 6 | 5 |
| Michigan | 100% | $235K | 4 | 4 |
| Mississippi | 100% | $165K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.