Lender profile · HMDA 2023–2025
The First National Bank of Middle Tennessee mortgage approval rates & lending data
The First National Bank of Middle Tennessee decided 709 mortgage applications and funded 643 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 428 / 474 | 99% | $355K | 425 |
| Cash-out refinance | 92% | 36 / 39 | 97% | $265K | 35 |
| Refinance | 96% | 45 / 47 | 98% | $365K | 44 |
| Investment property purchase | 95% | 110 / 116 | 100% | $355K | 110 |
The First National Bank of Middle Tennessee lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 91% | $355K | 663 | 600 |
| Florida | 100% | $335K | 7 | 7 |
| Kentucky | 83% | $305K | 6 | 5 |
| Alabama | 80% | $525K | 5 | 4 |
| Texas | 80% | $365K | 5 | 4 |
| Georgia | 100% | $345K | 4 | 4 |
| Ohio | 100% | $205K | 4 | 4 |
| South Carolina | 100% | $35K | 4 | 4 |
| Mississippi | 100% | $255K | 2 | 2 |
| North Carolina | 100% | $945K | 2 | 2 |
| Virginia | 100% | $1.19M | 2 | 2 |
| Arkansas | 100% | $355K | 1 | 1 |
| Illinois | 100% | $555K | 1 | 1 |
| Iowa | 100% | $95K | 1 | 1 |
| Michigan | 100% | $475K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.