Lender profile · HMDA 2023–2025
The First National Bank of Fort Smith mortgage approval rates & lending data
The First National Bank of Fort Smith decided 950 mortgage applications and funded 890 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 589 / 614 | 98% | $325K | 577 |
| Refinance | 90% | 60 / 67 | 97% | $105K | 58 |
| Investment property purchase | 98% | 182 / 186 | 99% | $245K | 181 |
| Investment refinance | 93% | 25 / 27 | 100% | $85K | 25 |
The First National Bank of Fort Smith lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 95% | $325K | 938 | 879 |
| Florida | 100% | $145K | 3 | 3 |
| Texas | 100% | $445K | 2 | 2 |
| Alabama | 100% | $115K | 1 | 1 |
| Indiana | 100% | $745K | 1 | 1 |
| Kansas | 100% | $335K | 1 | 1 |
| Louisiana | 100% | $55K | 1 | 1 |
| Missouri | 100% | $135K | 1 | 1 |
| North Carolina | 100% | $445K | 1 | 1 |
| Oklahoma | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.