Lender profile · HMDA 2023–2025
The Citizens Bank mortgage approval rates & lending data
The Citizens Bank decided 307 mortgage applications and funded 285 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 118 / 123 | 98% | $265K | 116 |
| Cash-out refinance | 73% | 22 / 30 | 100% | $165K | 22 |
| Refinance | 100% | 31 / 31 | 100% | $75K | 31 |
| Investment property purchase | 99% | 82 / 83 | 100% | $105K | 82 |
The Citizens Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 94% | $135K | 300 | 279 |
| North Carolina | 86% | $835K | 7 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.