Lender profile · HMDA 2023–2025
The Bank of South Carolina mortgage approval rates & lending data
The Bank of South Carolina decided 374 mortgage applications and funded 353 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 239 / 239 | 95% | $465K | 228 |
| Cash-out refinance | 100% | 27 / 27 | 89% | $525K | 24 |
| Refinance | 100% | 28 / 28 | 89% | $545K | 25 |
| Investment property purchase | 96% | 44 / 46 | 95% | $505K | 42 |
The Bank of South Carolina lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 99% | $465K | 343 | 327 |
| California | 100% | $645K | 4 | 3 |
| Georgia | 100% | $125K | 4 | 2 |
| North Carolina | 100% | $265K | 4 | 4 |
| Florida | 100% | $355K | 3 | 3 |
| Indiana | 100% | $665K | 3 | 1 |
| Ohio | 100% | $265K | 3 | 3 |
| Michigan | 100% | $115K | 2 | 2 |
| Pennsylvania | 100% | $165K | 2 | 2 |
| Arkansas | 100% | $515K | 1 | 1 |
| Illinois | 100% | $315K | 1 | 1 |
| Kentucky | 100% | $395K | 1 | 1 |
| Minnesota | 100% | $245K | 1 | 1 |
| Texas | 100% | $405K | 1 | 1 |
| Virginia | 100% | $955K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.