Lender profile · HMDA 2023–2025
Telhio mortgage approval rates & lending data
Telhio decided 1,608 mortgage applications and funded 1,215 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 411 / 428 | 98% | $245K | 402 |
| Home improvement loans | 74% | 460 / 618 | 87% | $65K | 398 |
| Cash-out refinance | 83% | 309 / 372 | 88% | $105K | 273 |
| Refinance | 81% | 91 / 112 | 89% | $105K | 81 |
| Investment property purchase | 91% | 42 / 46 | 100% | $175K | 42 |
Telhio lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 83% | $105K | 1,594 | 1,204 |
| Florida | 100% | $415K | 10 | 9 |
| Colorado | 0% | — | 1 | 0 |
| Michigan | 100% | $315K | 1 | 1 |
| North Carolina | 0% | — | 1 | 0 |
| Tennessee | 100% | $315K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.