Lender profile · HMDA 2023–2025
Stock Yards Bank & Trust Company mortgage approval rates & lending data
Stock Yards Bank & Trust Company decided 4,543 mortgage applications and funded 3,712 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 1,969 / 2,223 | 99% | $195K | 1,955 |
| Home improvement loans | 65% | 624 / 958 | 97% | $65K | 608 |
| Cash-out refinance | 58% | 53 / 92 | 98% | $145K | 52 |
| Refinance | 83% | 537 / 649 | 98% | $125K | 525 |
| Investment property purchase | 93% | 354 / 381 | 99% | $195K | 352 |
| Investment refinance | 93% | 145 / 156 | 98% | $155K | 142 |
| Investment home improvement | 93% | 76 / 82 | 100% | $155K | 76 |
Stock Yards Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 82% | $195K | 3,459 | 2,803 |
| Indiana | 83% | $195K | 698 | 574 |
| Ohio | 88% | $295K | 294 | 255 |
| Florida | 89% | $375K | 55 | 49 |
| South Carolina | 91% | $245K | 11 | 10 |
| Tennessee | 100% | $335K | 5 | 5 |
| Alabama | 100% | $65K | 3 | 3 |
| Georgia | 0% | — | 3 | 0 |
| Illinois | 67% | $335K | 3 | 2 |
| North Carolina | 100% | $205K | 3 | 3 |
| Minnesota | 100% | $215K | 2 | 2 |
| Michigan | 100% | $325K | 1 | 1 |
| Mississippi | 100% | $635K | 1 | 1 |
| New Mexico | 100% | $395K | 1 | 1 |
| Pennsylvania | 100% | $325K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.