Lender profile · HMDA 2023–2025
Space Coast Credit Union mortgage approval rates & lending data
Space Coast Credit Union decided 22,262 mortgage applications and funded 13,107 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 3,210 / 4,204 | 93% | $395K | 2,996 |
| Home improvement loans | 65% | 7,026 / 10,783 | 86% | $65K | 6,075 |
| Cash-out refinance | 68% | 3,201 / 4,696 | 89% | $145K | 2,846 |
| Refinance | 63% | 599 / 953 | 91% | $105K | 545 |
| Investment property purchase | 50% | 215 / 430 | 90% | $205K | 194 |
| Investment cash-out refinance | 46% | 145 / 315 | 85% | $145K | 123 |
| Investment refinance | 39% | 26 / 67 | 92% | $85K | 24 |
| Investment home improvement | 45% | 366 / 814 | 83% | $105K | 304 |
Space Coast Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 67% | $105K | 22,206 | 13,107 |
| California | 0% | — | 11 | 0 |
| North Carolina | 0% | — | 6 | 0 |
| Georgia | 0% | — | 5 | 0 |
| District of Columbia | 0% | — | 3 | 0 |
| Maryland | 0% | — | 3 | 0 |
| Ohio | 0% | — | 3 | 0 |
| Pennsylvania | 0% | — | 3 | 0 |
| Colorado | 0% | — | 2 | 0 |
| New Jersey | 0% | — | 2 | 0 |
| New York | 0% | — | 2 | 0 |
| Tennessee | 0% | — | 2 | 0 |
| Texas | 0% | — | 2 | 0 |
| Alabama | 0% | — | 1 | 0 |
| Alaska | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.