Lender profile · HMDA 2023–2025
South Atlantic Bank mortgage approval rates & lending data
South Atlantic Bank decided 554 mortgage applications and funded 519 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 316 / 327 | 98% | $335K | 310 |
| Cash-out refinance | 87% | 33 / 38 | 100% | $255K | 33 |
| Refinance | 97% | 56 / 58 | 100% | $315K | 56 |
| Investment property purchase | 94% | 105 / 112 | 98% | $205K | 103 |
South Atlantic Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 95% | $335K | 514 | 482 |
| North Carolina | 92% | $515K | 36 | 33 |
| Florida | 100% | $215K | 2 | 2 |
| Georgia | 100% | $675K | 1 | 1 |
| Tennessee | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.