Lender profile · HMDA 2023–2025
Skyla Federal Credit Union mortgage approval rates & lending data
Skyla Federal Credit Union decided 2,042 mortgage applications and funded 1,134 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 424 / 451 | 94% | $355K | 400 |
| Home improvement loans | 65% | 187 / 289 | 99% | $85K | 185 |
| Cash-out refinance | 31% | 286 / 919 | 98% | $105K | 280 |
| Refinance | 72% | 171 / 236 | 92% | $205K | 158 |
| Investment property purchase | 97% | 73 / 75 | 100% | $95K | 73 |
| Investment cash-out refinance | 39% | 18 / 46 | 100% | $255K | 18 |
| Investment refinance | 81% | 21 / 26 | 95% | $245K | 20 |
Skyla Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 59% | $205K | 1,787 | 1,009 |
| South Carolina | 68% | $305K | 149 | 98 |
| California | 30% | $155K | 30 | 9 |
| Florida | 0% | — | 13 | 0 |
| Georgia | 18% | $265K | 11 | 2 |
| Texas | 25% | $25K | 8 | 2 |
| Maryland | 57% | $75K | 7 | 4 |
| New Jersey | 0% | — | 4 | 0 |
| New York | 0% | — | 4 | 0 |
| Virginia | 100% | $65K | 4 | 3 |
| Arizona | 67% | $55K | 3 | 2 |
| Illinois | 67% | $85K | 3 | 2 |
| Michigan | 0% | — | 3 | 0 |
| Colorado | 50% | $105K | 2 | 1 |
| Kentucky | 50% | $55K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.