Lender profile · HMDA 2023–2025
Sharefax Credit Union mortgage approval rates & lending data
Sharefax Credit Union decided 400 mortgage applications and funded 301 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 104 / 109 | 89% | $255K | 93 |
| Home improvement loans | 82% | 153 / 187 | 90% | $45K | 137 |
| Cash-out refinance | 77% | 37 / 48 | 84% | $175K | 31 |
| Refinance | 76% | 19 / 25 | 95% | $295K | 18 |
Sharefax Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 84% | $155K | 383 | 285 |
| Kentucky | 89% | $45K | 9 | 8 |
| Florida | 100% | $555K | 3 | 3 |
| Indiana | 100% | $335K | 3 | 3 |
| Georgia | 100% | $255K | 1 | 1 |
| North Carolina | 100% | $595K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.