Lender profile · HMDA 2023–2025
Security Service Federal Credit Union mortgage approval rates & lending data
Security Service Federal Credit Union decided 7,296 mortgage applications and funded 5,091 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 1,627 / 2,286 | 98% | $245K | 1,591 |
| Home improvement loans | 50% | 72 / 144 | 99% | $75K | 71 |
| Cash-out refinance | 74% | 2,884 / 3,878 | 97% | $155K | 2,809 |
| Refinance | 61% | 175 / 288 | 93% | $175K | 163 |
| Investment property purchase | 75% | 273 / 366 | 97% | $165K | 265 |
| Investment cash-out refinance | 63% | 169 / 268 | 94% | $145K | 159 |
| Investment refinance | 60% | 34 / 57 | 91% | $105K | 31 |
Security Service Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 68% | $165K | 4,828 | 3,200 |
| Colorado | 78% | $155K | 1,378 | 1,051 |
| Utah | 79% | $205K | 1,070 | 831 |
| Florida | 67% | $395K | 3 | 2 |
| Arkansas | 100% | $295K | 2 | 2 |
| Maryland | 0% | — | 2 | 0 |
| New Jersey | 50% | $325K | 2 | 1 |
| North Carolina | 0% | — | 2 | 0 |
| Washington | 100% | $175K | 2 | 2 |
| Arizona | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Idaho | 0% | — | 1 | 0 |
| Indiana | 100% | $425K | 1 | 1 |
| Louisiana | 0% | — | 1 | 0 |
| Montana | 100% | $1.52M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.