Lender profile · HMDA 2023–2025
Royal Pacific Funding Corp. mortgage approval rates & lending data
Royal Pacific Funding Corp. decided 9,284 mortgage applications and funded 5,465 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,899 / 5,055 | 64% | $505K | 3,126 |
| Cash-out refinance | 95% | 1,053 / 1,107 | 56% | $495K | 587 |
| Refinance | 97% | 612 / 628 | 56% | $625K | 340 |
| Investment property purchase | 96% | 1,007 / 1,049 | 64% | $325K | 643 |
| Investment cash-out refinance | 94% | 997 / 1,061 | 61% | $395K | 604 |
| Investment refinance | 95% | 365 / 383 | 45% | $405K | 165 |
Royal Pacific Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $545K | 6,600 | 4,101 |
| Florida | 93% | $335K | 634 | 286 |
| Texas | 95% | $235K | 466 | 219 |
| Nevada | 97% | $285K | 207 | 123 |
| New Jersey | 96% | $425K | 191 | 105 |
| Arizona | 94% | $375K | 141 | 81 |
| Georgia | 95% | $245K | 136 | 64 |
| Michigan | 98% | $155K | 121 | 74 |
| Illinois | 93% | $235K | 101 | 52 |
| North Carolina | 93% | $255K | 70 | 40 |
| Colorado | 96% | $415K | 56 | 37 |
| Virginia | 94% | $285K | 54 | 38 |
| Pennsylvania | 96% | $235K | 53 | 27 |
| South Carolina | 96% | $225K | 50 | 30 |
| Tennessee | 98% | $235K | 49 | 30 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.