Lender profile · HMDA 2023–2025
Residential Home Funding Corp. mortgage approval rates & lending data
Residential Home Funding Corp. decided 317 mortgage applications and funded 256 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 217 / 237 | 92% | $385K | 200 |
| Cash-out refinance | 88% | 23 / 26 | 87% | $345K | 20 |
| Investment property purchase | 87% | 27 / 31 | 93% | $265K | 25 |
Residential Home Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 90% | $605K | 100 | 75 |
| New Jersey | 88% | $315K | 92 | 78 |
| Florida | 87% | $385K | 38 | 31 |
| Pennsylvania | 84% | $315K | 25 | 20 |
| Texas | 100% | $355K | 14 | 12 |
| North Carolina | 100% | $275K | 11 | 11 |
| Virginia | 100% | $545K | 8 | 8 |
| South Carolina | 71% | $325K | 7 | 4 |
| Georgia | 83% | $265K | 6 | 5 |
| Maryland | 83% | $435K | 6 | 5 |
| Colorado | 67% | $575K | 3 | 1 |
| Ohio | 100% | $185K | 3 | 3 |
| Michigan | 100% | $195K | 2 | 1 |
| Tennessee | 100% | $505K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.