Lender profile · HMDA 2023–2025
Republic State Mortgage Co. mortgage approval rates & lending data
Republic State Mortgage Co. decided 3,294 mortgage applications and funded 3,228 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,884 / 2,942 | 100% | $345K | 2,883 |
| Cash-out refinance | 96% | 27 / 28 | 100% | $235K | 27 |
| Refinance | 97% | 76 / 78 | 100% | $405K | 76 |
| Investment property purchase | 99% | 223 / 225 | 100% | $245K | 223 |
Republic State Mortgage Co. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $345K | 2,843 | 2,795 |
| Massachusetts | 92% | $445K | 170 | 156 |
| North Carolina | 100% | $405K | 87 | 87 |
| Kentucky | 97% | $265K | 74 | 72 |
| Louisiana | 100% | $225K | 48 | 48 |
| Ohio | 100% | $175K | 40 | 40 |
| New Hampshire | 100% | $405K | 13 | 13 |
| Florida | 71% | $415K | 7 | 5 |
| Connecticut | 100% | $395K | 3 | 3 |
| Georgia | 100% | $195K | 3 | 3 |
| Maine | 100% | $155K | 3 | 3 |
| Alabama | 100% | $185K | 1 | 1 |
| Mississippi | 100% | $245K | 1 | 1 |
| New Mexico | 100% | $375K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.