Lender profile · HMDA 2023–2025
Real Genius LLC mortgage approval rates & lending data
Real Genius LLC decided 860 mortgage applications and funded 485 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 55% | 180 / 327 | 99% | $395K | 179 |
| Cash-out refinance | 29% | 56 / 191 | 95% | $245K | 53 |
| Refinance | 78% | 182 / 233 | 97% | $425K | 177 |
| Investment property purchase | 73% | 36 / 49 | 100% | $275K | 36 |
| Investment refinance | 80% | 33 / 41 | 97% | $335K | 32 |
Real Genius LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 50% | $315K | 119 | 58 |
| Florida | 56% | $395K | 98 | 54 |
| North Carolina | 69% | $355K | 67 | 44 |
| Georgia | 53% | $565K | 55 | 29 |
| Illinois | 55% | $395K | 42 | 20 |
| California | 62% | $655K | 39 | 23 |
| Arizona | 64% | $385K | 33 | 21 |
| Ohio | 53% | $165K | 30 | 16 |
| South Carolina | 65% | $355K | 26 | 17 |
| Maryland | 60% | $545K | 25 | 15 |
| Massachusetts | 64% | $515K | 25 | 16 |
| Michigan | 32% | $335K | 25 | 8 |
| Pennsylvania | 25% | $285K | 24 | 6 |
| Tennessee | 58% | $385K | 24 | 14 |
| Minnesota | 63% | $365K | 19 | 12 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.