Lender profile · HMDA 2023–2025
Raymond James Bank mortgage approval rates & lending data
Raymond James Bank decided 3,236 mortgage applications and funded 2,966 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 2,022 / 2,179 | 100% | $715K | 2,013 |
| Home improvement loans | 86% | 30 / 35 | 100% | $655K | 30 |
| Cash-out refinance | 86% | 143 / 166 | 100% | $745K | 143 |
| Refinance | 88% | 176 / 201 | 99% | $955K | 174 |
| Investment property purchase | 94% | 545 / 582 | 100% | $705K | 543 |
| Investment refinance | 90% | 37 / 41 | 100% | $895K | 37 |
Raymond James Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 90% | $685K | 802 | 718 |
| Texas | 90% | $915K | 307 | 277 |
| California | 94% | $1.07M | 269 | 251 |
| New York | 92% | $935K | 172 | 158 |
| North Carolina | 98% | $535K | 131 | 129 |
| Tennessee | 92% | $775K | 122 | 109 |
| New Jersey | 94% | $855K | 109 | 101 |
| South Carolina | 91% | $705K | 95 | 86 |
| Illinois | 91% | $655K | 91 | 81 |
| Arizona | 88% | $865K | 86 | 75 |
| Colorado | 92% | $755K | 77 | 70 |
| Georgia | 94% | $725K | 77 | 71 |
| Pennsylvania | 93% | $655K | 74 | 69 |
| Massachusetts | 99% | $755K | 71 | 70 |
| Michigan | 90% | $655K | 60 | 54 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.