Lender profile · HMDA 2023–2025
Ranlife, Inc. mortgage approval rates & lending data
Ranlife, Inc. decided 1,808 mortgage applications and funded 1,729 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,140 / 1,153 | 99% | $425K | 1,132 |
| Cash-out refinance | 90% | 253 / 281 | 99% | $355K | 250 |
| Refinance | 92% | 241 / 261 | 100% | $415K | 240 |
| Investment property purchase | 97% | 67 / 69 | 100% | $315K | 67 |
| Investment cash-out refinance | 87% | 27 / 31 | 100% | $225K | 27 |
Ranlife, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 98% | $425K | 1,453 | 1,413 |
| Texas | 81% | $275K | 64 | 52 |
| California | 89% | $365K | 54 | 48 |
| Oregon | 81% | $345K | 37 | 28 |
| Washington | 88% | $295K | 25 | 22 |
| Arizona | 100% | $295K | 24 | 24 |
| Florida | 91% | $265K | 22 | 19 |
| Idaho | 100% | $265K | 21 | 21 |
| Tennessee | 86% | $325K | 21 | 18 |
| Virginia | 92% | $275K | 12 | 11 |
| North Carolina | 100% | $285K | 10 | 10 |
| South Carolina | 100% | $225K | 9 | 9 |
| Colorado | 100% | $355K | 8 | 8 |
| Illinois | 100% | $205K | 8 | 8 |
| Georgia | 100% | $225K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.