Lender profile · HMDA 2023–2025
Quontic Bank mortgage approval rates & lending data
Quontic Bank decided 3,977 mortgage applications and funded 3,145 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 2,150 / 2,414 | 96% | $495K | 2,057 |
| Cash-out refinance | 82% | 584 / 708 | 85% | $305K | 499 |
| Refinance | 78% | 99 / 127 | 84% | $365K | 83 |
| Investment property purchase | 79% | 430 / 545 | 90% | $315K | 389 |
| Investment cash-out refinance | 75% | 89 / 119 | 87% | $335K | 77 |
| Investment refinance | 64% | 28 / 44 | 79% | $345K | 22 |
Quontic Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 86% | $515K | 1,810 | 1,485 |
| Florida | 84% | $385K | 444 | 333 |
| New Jersey | 88% | $435K | 280 | 227 |
| California | 83% | $315K | 248 | 177 |
| Texas | 81% | $365K | 204 | 147 |
| Pennsylvania | 88% | $315K | 107 | 89 |
| Massachusetts | 90% | $375K | 90 | 78 |
| Connecticut | 83% | $345K | 77 | 56 |
| Illinois | 84% | $205K | 61 | 47 |
| Georgia | 85% | $345K | 55 | 41 |
| Virginia | 86% | $335K | 44 | 33 |
| Arizona | 82% | $525K | 40 | 30 |
| Michigan | 74% | $185K | 38 | 26 |
| North Carolina | 89% | $305K | 38 | 32 |
| Oregon | 70% | $375K | 33 | 21 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.