Lender profile · HMDA 2023–2025
Publix Employees Federal Credit Union mortgage approval rates & lending data
Publix Employees Federal Credit Union decided 431 mortgage applications and funded 288 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 124 / 145 | 93% | $275K | 115 |
| Home improvement loans | 81% | 117 / 145 | 99% | $65K | 116 |
| Cash-out refinance | 45% | 50 / 112 | 76% | $85K | 38 |
| Refinance | 68% | 19 / 28 | 100% | $85K | 19 |
Publix Employees Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 71% | $75K | 354 | 231 |
| Georgia | 69% | $85K | 39 | 25 |
| North Carolina | 90% | $365K | 10 | 8 |
| Alabama | 86% | $35K | 7 | 6 |
| South Carolina | 71% | $35K | 7 | 5 |
| Kentucky | 100% | $285K | 6 | 6 |
| Tennessee | 80% | $325K | 5 | 4 |
| Virginia | 100% | $55K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.