Lender profile · HMDA 2023–2025
PS Bank mortgage approval rates & lending data
PS Bank decided 304 mortgage applications and funded 276 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 165 / 176 | 98% | $235K | 161 |
| Home improvement loans | 84% | 31 / 37 | 97% | $55K | 30 |
| Investment property purchase | 100% | 50 / 50 | 94% | $135K | 47 |
PS Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 93% | $235K | 290 | 264 |
| Florida | 100% | $275K | 7 | 5 |
| New Jersey | 100% | $185K | 4 | 4 |
| New York | 100% | $225K | 1 | 1 |
| North Carolina | 100% | $105K | 1 | 1 |
| South Carolina | 100% | $555K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.