Lender profile · HMDA 2023–2025
PromiseOne Bank mortgage approval rates & lending data
PromiseOne Bank decided 387 mortgage applications and funded 372 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 226 / 229 | 98% | $335K | 222 |
| Investment property purchase | 98% | 122 / 124 | 98% | $265K | 120 |
PromiseOne Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 99% | $335K | 230 | 221 |
| Florida | 97% | $255K | 59 | 57 |
| Texas | 98% | $285K | 42 | 41 |
| North Carolina | 100% | $305K | 34 | 34 |
| Tennessee | 100% | $295K | 15 | 15 |
| New Jersey | 33% | $565K | 3 | 1 |
| New York | 100% | $2M | 2 | 1 |
| Maryland | 100% | $385K | 1 | 1 |
| Virginia | 100% | $155K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.