Lender profile · HMDA 2023–2025
Premier Lending, Inc. mortgage approval rates & lending data
Premier Lending, Inc. decided 1,864 mortgage applications and funded 1,819 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 1,529 / 1,536 | 99% | $285K | 1,521 |
| Cash-out refinance | 99% | 75 / 76 | 92% | $255K | 69 |
| Refinance | 98% | 81 / 83 | 90% | $395K | 73 |
| Investment property purchase | 100% | 111 / 111 | 96% | $265K | 107 |
| Investment cash-out refinance | 89% | 34 / 38 | 91% | $255K | 31 |
Premier Lending, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 98% | $375K | 293 | 279 |
| North Carolina | 100% | $375K | 279 | 273 |
| Minnesota | 99% | $235K | 264 | 261 |
| California | 100% | $625K | 212 | 209 |
| Ohio | 100% | $165K | 168 | 166 |
| Washington | 100% | $315K | 144 | 144 |
| Florida | 99% | $265K | 108 | 106 |
| Texas | 99% | $205K | 108 | 105 |
| Kentucky | 100% | $225K | 88 | 84 |
| South Carolina | 100% | $275K | 69 | 68 |
| Alabama | 95% | $135K | 42 | 39 |
| Tennessee | 95% | $395K | 40 | 38 |
| Idaho | 100% | $465K | 9 | 9 |
| Colorado | 100% | $425K | 8 | 7 |
| Georgia | 100% | $215K | 8 | 8 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.