Lender profile · HMDA 2023–2025
Potomac Bank, Inc. mortgage approval rates & lending data
Potomac Bank, Inc. decided 288 mortgage applications and funded 256 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 165 / 174 | 95% | $395K | 156 |
| Home improvement loans | 79% | 26 / 33 | 100% | $45K | 26 |
| Investment property purchase | 100% | 34 / 34 | 97% | $225K | 33 |
Potomac Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 95% | $665K | 129 | 119 |
| West Virginia | 88% | $275K | 121 | 100 |
| Maryland | 96% | $395K | 26 | 25 |
| North Carolina | 100% | $315K | 5 | 5 |
| Pennsylvania | 100% | $135K | 4 | 4 |
| District of Columbia | 100% | $165K | 1 | 1 |
| Mississippi | 100% | $195K | 1 | 1 |
| South Carolina | 100% | $1.81M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.