Lender profile · HMDA 2023–2025
Polaris Home Funding Corp. mortgage approval rates & lending data
Polaris Home Funding Corp. decided 1,837 mortgage applications and funded 1,435 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,320 / 1,441 | 88% | $195K | 1,156 |
| Cash-out refinance | 79% | 135 / 171 | 83% | $185K | 112 |
| Refinance | 82% | 116 / 141 | 87% | $205K | 101 |
| Investment property purchase | 94% | 50 / 53 | 86% | $155K | 43 |
Polaris Home Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 91% | $195K | 1,353 | 1,075 |
| Indiana | 90% | $245K | 204 | 172 |
| Kentucky | 91% | $205K | 89 | 66 |
| Michigan | 100% | $265K | 25 | 25 |
| Florida | 70% | $255K | 23 | 13 |
| Pennsylvania | 73% | $175K | 22 | 13 |
| Arkansas | 73% | $325K | 15 | 6 |
| North Carolina | 87% | $215K | 15 | 11 |
| South Carolina | 75% | $165K | 12 | 8 |
| West Virginia | 82% | $125K | 11 | 6 |
| Oklahoma | 80% | $115K | 10 | 5 |
| Tennessee | 67% | $395K | 9 | 4 |
| Connecticut | 75% | $145K | 8 | 5 |
| Maine | 86% | $175K | 7 | 3 |
| Alabama | 67% | $255K | 6 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.