Lender profile · HMDA 2023–2025
Piedmont Federal Savings Bank mortgage approval rates & lending data
Piedmont Federal Savings Bank decided 344 mortgage applications and funded 312 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 189 / 205 | 97% | $245K | 183 |
| Cash-out refinance | 88% | 37 / 42 | 100% | $175K | 37 |
| Investment property purchase | 100% | 33 / 33 | 100% | $205K | 33 |
| Investment refinance | 95% | 38 / 40 | 100% | $115K | 38 |
Piedmont Federal Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 92% | $245K | 340 | 308 |
| South Carolina | 100% | $1.50M | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.